Motorcycle Accident Claims Guide – Compensation Calculation Amounts

Motorcycle accidents can have life-changing consequences, but you do not need to face the aftermath alone. Fentons can help you navigate the claims process and secure the compensation you deserve. This detailed guide provides all the information you need to understand motorcycle accident claims.

Key Facts

• Compensation for injuries: Fentons can help you claim for injuries following a motorcycle accident.
• No Win No Fee: Claims are made risk-free under a No Win No Fee arrangement.
• Eligibility: You can claim even if you were partly at fault.
• Evidence: Gathering evidence is vital to support your claim.
• Legal assistance: Claims management professionals with over 30 years of experience are here to help.

Understanding Motorcycle Accident Claims

 

Motorcycle accident claims allow injured riders to seek compensation for injuries and financial losses incurred as a result of an accident. Whether you have experienced a collision with another vehicle, a road hazard, or another incident, you may be entitled to claim compensation after a road traffic accident. This compensation can cover medical expenses, loss of earnings, and other damages.

Fentons offers free legal advice to assess whether you are eligible to make a claim. Our experienced claims professionals handle every aspect of the process, ensuring you secure the maximum compensation available under a No Win No Fee agreement.

In the UK, the process is governed by personal injury laws and involves submitting a claim through the other party’s insurance. If liability is disputed, evidence becomes critical. By contacting Fentons early, you can get the assistance you need to build a strong case.

Common Causes Of Motorcycle Accidents In The UK

Motorbike crashes can occur due to a variety of reasons. Understanding these causes is key to preventing accidents and knowing your rights if you are involved in one. Here are the most common causes:

• Driver error: Other road users failing to spot motorcyclists is one of the most common issues.
• Poor road conditions: Potholes, oil spills, and debris can be especially hazardous for motorcyclists.
• Speeding: Excessive speed reduces reaction time and increases the severity of injuries in collisions.
• Vehicle defects: Brake failures, tyre issues, or other mechanical problems can lead to crashes.
• Weather conditions: Rain, snow, or fog can make riding hazardous.

By identifying the cause, you can better determine liability and strengthen your claim.

Legal Requirements For Motorcyclists

Motorcyclists in England and Wales must comply with specific legal obligations. Meeting these requirements not only ensures safety but also impacts the success of any motorcycle injury claim.

Key requirements include:

• Helmet laws: Wearing an approved helmet is mandatory.
• Insurance: Having at least third-party insurance is required by law.
• MOT checks: Regular MOT inspections ensure the roadworthiness of your bike.
• Licence categories: Riders must have the correct licence for their motorcycle class.
• High-visibility clothing: While not legally required, it is recommended for safety.

Failure to adhere to these requirements may affect your eligibility to claim compensation. For instance, not wearing a helmet could reduce your compensation for head injuries.

What Should I Do Immediately After A Motorcycle Accident?

Taking the right steps after a motorcycle accident can significantly impact the success of your claim. Here is a step-by-step guide:

1. Ensure safety: Move to a safe location if possible and call emergency services.
2. Seek medical attention: Even minor injuries should be assessed by a healthcare professional.
3. Gather evidence: Take photographs of the accident scene, damage to vehicles, and road conditions.
4. Exchange details: Collect contact and insurance information from the other party.
5. Report the accident: Notify the police and your insurer promptly.
6. Contact Fentons: Get professional legal advice to start your claim.

Fentons can guide you through this process to ensure all necessary steps are completed.

How Do I Determine Who Is At Fault In A Motorcycle Accident?

Establishing fault is a critical component of any motorbike crash claim. Fault is typically determined by assessing:

• The police report: Officers at the scene document their findings, including the positions of the vehicles, road conditions, and any apparent traffic violations.
• Witness statements: Eyewitness accounts can provide valuable insights, particularly when there are conflicting accounts from the involved parties.
• Traffic laws: Violations by either party, such as running a red light, speeding, or failing to signal, can indicate negligence and help determine fault.
• CCTV footage: Video evidence can corroborate your account and clarify events leading to the accident, especially if recorded close to the incident.
• Accident reconstruction: In complex cases, specialists may analyse skid marks, vehicle damage, and other physical evidence to recreate the events leading to the crash.

If liability is disputed, Fentons can help you gather additional evidence, including expert opinions, to support your case and ensure you have the best chance of success.

How Much Compensation Can I Expect For My Motorcycle Accident Injuries?

Compensation amounts depend on the severity of your injuries and their impact on your life. According to the UK Judicial Guidelines (17th edition), here are examples of compensation ranges:

• Less severe psychiatric damage: £1,880 to £7,150 the level of the award will take into consideration the length of the period of disability and the extent to which daily activities and sleep were affected
• Fractured pelvis: £95,680 to £159,770 for severe cases causing significant disability.
• Amputation of leg: £119,570 to £162,290 for below-knee amputation.
• Severe back injury: £111,150 to £196,450 involving permanent disability.
• Wrist injury: £58,710 to £73,050 for loss of movement in the wrist.

Fentons can help you calculate the exact compensation you may be entitled to.

How Long Do I Have To Make A Motorcycle Accident Claim?

The time limit to make a motorcycle accident injury claim is typically three years from the date of the accident. This is in accordance with the Limitation Act 1980, which governs personal injury claims in England and Wales. Exceptions include:

• Children: Claims can be made until the injured person turns 21, as the three-year limitation period begins on their 18th birthday.
• Mental incapacity: Time limits may be extended if the claimant is unable to manage their affairs due to mental health conditions or cognitive impairments, as defined under the Mental Capacity Act 2005.
• Fatal accidents: For claims involving a fatality, the three-year period typically begins from the date of death or the date the cause of death is linked to the accident.

Starting your claim early ensures evidence is fresh, witnesses can provide accurate accounts, and all deadlines are met without unnecessary stress.

What Evidence Is Needed To Support A Motorcycle Accident Claim?

Evidence strengthens your case and increases the likelihood of a successful claim. Key pieces include:

• Photographs: Clear images of the accident scene, injuries, and damages. These should ideally include multiple angles and close-ups of any skid marks or road hazards.
• Medical records: Documentation of your injuries and treatments, including any future medical care or rehabilitation plans recommended by your doctor.
• Witness statements: Contact details and detailed accounts from people who saw the accident, noting key observations such as road conditions and the behaviour of involved parties.
• CCTV footage: Video evidence from nearby cameras or dashcams, which can provide an impartial view of the events leading up to and during the accident.
• Repair invoices: Proof of vehicle and gear damage, including receipts for repairs or replacements and any assessments by mechanics.
• Insurance communication: Records of any correspondence with your insurer or the at-fault party’s insurer, which may highlight admissions of fault or disputes.

Fentons can assist you in gathering and organising this evidence, ensuring your claim is as robust and comprehensive as possible.

The Claims Process: A Step-By-Step Guide

Making a motorcycle accident compensation claim involves several stages, each designed to ensure your claim is handled effectively and fairly:

1. Initial consultation: Contact Fentons to assess your eligibility. A claims specialist will review the details of your accident and advise whether you have a valid case.
2. Evidence collection: Gather all necessary documentation, such as medical records, witness statements, photographs of the accident scene, and repair invoices for your motorcycle and gear.
3. Submit the claim: File your claim with the other party’s insurer, providing a comprehensive outline of your injuries, damages, and any financial losses.
4. Negotiation: Engage in discussions with the insurer to agree on a fair settlement. Fentons will negotiate on your behalf to secure the maximum compensation you are entitled to.
5. Settlement or court: If a settlement cannot be reached, your claim may proceed to court. Fentons will support you throughout this process, presenting a strong case to achieve the best possible outcome.

Fentons will guide you through each step, ensuring the process is stress-free and tailored to your needs, with expert advice every step of the way.

Fentons Can Help You Make A No Win No Fee Claim

Here at Fentons, we have over 30 years of experience helping claimants secure the compensation they deserve. We offer:

• Maximum compensation: Our experts fight to ensure you receive what you are entitled to.
• Free legal advice: Speak to a friendly professional for guidance.
• No Win No Fee: You pay nothing unless your claim is successful.

To find out if you can claim compensation, call 0333 000 0723 or contact us today.

Motorcycle Accident Claims FAQ

Can I Claim If The Motorcycle Accident Was Partly My Fault?

Yes, you may still be eligible for compensation. The amount you receive could be reduced based on your level of responsibility.

Do I Need A Solicitor To Make A Motorcycle Accident Claim?

No, a claims management firm like Fentons can handle your claim effectively, often with lower costs.

Can I Claim For Damage To My Motorcycle And Gear?

Yes, you can include damage to your motorcycle and protective gear in your claim.

How Long Does It Take To Settle A Motorcycle Accident Claim?

The duration varies but typically ranges from a few months to a year, depending on complexity.

Related Information Links

1. Highway Code – Rules for Motorcyclists – Comprehensive safety and legal rules for riders.
2. GOV.UK – Vehicle Insurance Rules – Legal requirements for insurance.
3. Brake – Road Safety Charity – Campaigns for safer roads.
4. British Biker Relief Foundation – Support for injured riders.